Ask Yourself These Questions!
Would you ever consider buying something without knowing what the price is for that item or service? You’ll want to know the cost for buying such things as a home, clothes, furniture or just about anything else.
So, AHEAD OF TIME, why not know the price of your imaging exam?
Are you apprehensive about how much a MRI, CT scan, ultrasound or other imaging test might cost you? If your insurance plan has a deductible or coinsurance, or if the exam you need is not covered by your insurance plan, you may pay significantly more for your imaging exam at a hospital than you will pay at DIS.
Exams Covered by Private Insurance
For those patients with health insurance, your insurance plan will reimburse DIS for its services. There may be a small amount due from you that is known as the “patient responsibility.” This amount will vary between patients, depending on your insurance plan.
Your patient responsibility may include a deductible, co-pay or coinsurance. A deductible is a payment made by the patient to cover medical services. Once a deductible is met, the insurance plan will cover the remaining amounts owed on medical services for the remainder of the year.
A co-pay is a payment made by the patient to a medical provider at every visit and is due at the time of the appointment. This co-pay is usually a fixed fee (i.e. a small co-pay may be $20 per visit). A coinsurance is similar to a co-pay, but is usually set as a percentage of the service provided (i.e. 20% of the contracted rate for the exam). The coinsurance is due from the patient at the time of the appointment. The remaining amount is billed to the insurance carrier.
Exams Not Covered by Insurance
If you are scheduling an imaging exam that is not covered by insurance, of if you do not have health insurance coverage, you will be responsible for 100% of the charges for your service. The average charges of the local hospitals can be significantly higher than the average charges of a freestanding independent outpatient imaging center such as DIS.
Private paying patients can earn significant discounts on exams! By paying in full at the time of your appointment, our prices can ease your financial burden so you can get the needed test as recommended by your physician. Before scheduling your exam at a hospital imaging center:
- Ask the hospital what their price is for the exam.
- Call the DIS patient financial services department to find out what you can expect to pay, so you can make a precise comparison.
Like many patients, we think you’ll be pleasantly surprised.
We believe you shouldn’t have to pay more for the same exam. Contact us today to clearly understand our prices, your potential financial obligations and to make an accurate comparison. Then, make an appointment for your test.