Would you ever consider buying something without knowing what the price is for that item or service? You’ll want to know the cost for buying such things as a home, clothes, furniture or just about anything else.
So, AHEAD OF TIME, why not know the price of your imaging exam?
Are you apprehensive about how much a MRI, CT scan, ultrasound, or other imaging test might cost you? If your insurance plan has a deductible or coinsurance, or if the exam you need is not covered by your insurance plan, you may pay significantly more for your imaging exam at a hospital than you will pay at DIS.
|Imaging Provider||MRI||CT Scan||Ultrasound||X-Ray|
|Local Hospital A||$2,668||$1,824||$691||$381|
|Local Hospital B||$2,645||$2,214||$776||$470|
|Local Hospital C||$3,269||$3,339||$966||$445|
|Local Hospital D||$2,622||$3,056||$756||$569|
|Local Hospital E||$3,312||$2,295||$683||$366|
|Local Hospital F||$3,116||$1,641||$641||$289|
|Local Hospital G||$2,371||$4,368||$1,253||$616|
The table above compares the average charges for specific types of imaging exams at several local hospitals to the average charges of DIS.* The charge is the “list price” for an imaging exam, before the application of any discounts, and before any reduction to reflect the rates negotiated by your insurer. Your actual out-of-pocket payment will depend on several factors, including whether you qualify for a discount, whether the procedure is covered by insurance, and, if so, whether any deductible, coinsurance or other limitation applies.
For those patients with health insurance, your insurance plan will reimburse DIS for its services. There may be a small amount due from you that is known as the “patient responsibility.” This amount will vary between patients, depending on your insurance plan. Your patient responsibility may include a deductible, co-pay or coinsurance. A deductible is a payment made by the patient to cover medical services. Once a deductible is met, the insurance plan will cover the remaining amounts owed on medical services for the remainder of the year. A co-pay is a payment made by the patient to a medical provider at every visit and is due at the time of the appointment. This co-pay is usually a fixed fee (i.e. a small co-pay may be $20 per visit). A coinsurance is similar to a co-pay, but is usually set as a percentage of the service provided (i.e. 20% of the contracted rate for the exam). The coinsurance is due from the patient at the time of the appointment. The remaining amount is billed to the insurance carrier.
If you are scheduling an imaging exam that is not covered by insurance, of if you do not have health insurance coverage, you will be responsible for 100% of the charges for your service. As you can see, the average charges of the local hospitals can be significantly higher than the average charges of a freestanding independent outpatient imaging center such as DIS.
Through the DI$ELFPAY program, private paying patients can earn significant discounts on exams! By paying in full at the time of your appointment, our prices can ease your financial burden so you can get the needed test as recommended by your physician.
Before scheduling your exam at a hospital imaging center:
1) Ask the hospital what their price is for the exam.
2) Call the DIS patient financial services department to find out what you can expect to pay, so you can make a precise comparison.
Like many patients, we think you’ll be pleasantly surprised.
We believe you shouldn’t have to pay more for the same exam. Call 504-459-3220 to clearly understand our prices, your potential financial obligations and to make an accurate comparison.
Then, make an appointment for your test by calling 504-883-5999. Our Scheduling department hours are:
|Monday, Wednesday & Friday||7:00 a.m. – 5:00 p.m.|
|Tuesday and Thursday||7:00 a.m. – 7:00 p.m.|
|Saturday||8:00 a.m. – 12:00 p.m.|
* Local hospital data is based on hospital outpatient billing reported by providers to the Centers for Medicare & Medicaid Services (CMS) for calendar year 2009 and 2010. DIS data is based on charges for the same exams and years. Exams included in the price comparisons are for with and without contrast (MRI and CT) and non-complex/simple/in-depth/complex (ultrasound and x-ray).